New York Defensive Driving Online Course

Reduce Your Auto Insurance Costs by 10%

That's right. New York State law allows drivers to reduce their auto insurance premium by an incredible 10%. This is one of the biggest insurance discount programs in the nation.

All you have to do to realize these savings is sign up for our online New York defensive driving program. This easy 6-hour course can be taken on your schedule and is DMV approved.

Click the "REGISTER" button on this page to sign up and begin your point insurance reduction course.

About the Auto Insurance Discount

The online course offered by Driver Training Associates on this website is an Internet Point Insurance Reduction Program (IPIRP) approved by the New York Department of Motor Vehicles. Under state law, a New York driver who completes this course may receive a 10% reduction on his or her auto insurance policy.

This insurance reduction:

  • Remains in effect for 3 years
  • Is renewable once every three years
  • Is applied to the base rate of the current automobile liability, no-fault and collision premiums
  • Will not prevent general premium increases
  • Will not prevent premium increases resulting from violations or accidents

This reduction can be applied to only one driver for each covered vehicle. If a driver completes an approved motorcycle safety / accident prevention course, the reduction will apply to the collision and liability premiums for both motorcycle and automobile insurance.

How Is the Insurance Reduction Applied to Youthful Drivers?

The insurance reduction applies to any insured driver who is the principal operator and completes the insurance reduction program. This includes youthful operators and drivers participating in assigned risk pool.

If a youthful operator is already receiving an insurance reduction for taking a driver education course, the IPIRP discount might also be applied at the discretion of the insurance company.

Most common questions about the New York auto insurance reduction are answered in our IPIRP Course FAQ.

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